Reliable insurance solutions that grow with you, every step of the way.

About the Fronczak Insurance Agency

Founded in 1938 by Louis Fronczak on the East Side of Buffalo, our agency has grown through four generations into a trusted, independent insurance provider. Now based in West Seneca, NY, as a family-owned business with deep local roots, we take pride in helping our neighbors protect what matters most.

From providing competitive homeowners insurance quotes to assisting with auto policy changes, our focus has always been on delivering exceptional, personalized service. We believe in building lasting relationships with our clients—offering the same dependable guidance and support that has defined our agency for over 85 years.

Here at The Fronczak Agency, Inc. your peace of mind is our priority.

A look back on Our History

Our insurance agency was founded by Louis Fronczak with a vision to serve the community with honesty, integrity, and personal attention. Under his leadership, the agency built a solid foundation of trust and reliability.

In 1965, Louis passed the reins to his son, Gene Fronczak, who continued to uphold his father’s values while guiding the agency through nearly 25 years of service and growth. Gene’s tenure from 1965 to 1989 was marked by a strong commitment to clients and a reputation for excellence in the industry.

Following Gene’s passing in 1989, his son William (Bill) Fronczak stepped in to lead the agency. Bill has continued the proud family tradition, expanding the agency’s offerings while maintaining the personalized service that has always set us apart.

Today, the next generation has joined the team with Bill’s son, Alex Fronczak, serving as an agent and continuing the family’s legacy of dependable, client-focused insurance solutions.

With decades of experience across four generations, our agency remains committed to protecting what matters most to our clients—yesterday, today, and for generations to come.

Louis E Fronczak

Eugene L Fronczak

Providing The Best

Insurance Services

Home

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Home Insurance

Protects your home, your belongings, and your liability — giving you peace of mind if the unexpected happens.

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Auto

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Auto Insurance

A safety net that protects you, your finances, and others on the road. Without it, a single accident could cost you thousands—or even hundreds of thousands—of dollars.

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Renters

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Renters Insurance

Protection for your personal property, temporary living expenses, and personal liability.

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Umbrella

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Personal Liability Umbrella

Financial backup for those “worst-case” scenarios.

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Condo

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Condo Insurance

While your condo association likely has insurance, your individual unit requires its own coverage—protecting everything from the floors and ceilings to your personal belongings.

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RV

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Recreational Vehicle Insurance

Offers you the peace of mind whether you’re on the road or parked at a campground.

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Motorcycle

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Motorcycle & ATV Insurance

Protection for you and your ride when you’re on the trails or roads.

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Boat

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Boat Insurance

If you're cruising, fishing, or docking; protect yourself from the unexpected accidents, weather events, and legal risks.

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Valuable Items

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Valuable Item Insurance

Protect your valuables from theft, accidental loss, and damage.

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Flood

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Flood Insurance

Fills a critical gap left by the standard homeowners policies. Smart investment to avoid massive out-of-pocket expenses from water damage.

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Wedding & Event

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Wedding & Event Insurance

You've planned for your big day and want it to go well. Ease your concern of the unexpected by getting coverage to protect your wedding or special event.

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What matters most to you, is what matters most to us.

What our Satisfied Customers say about us

We take pride in protecting what matters most to our community. Don’t just take our word for it—our clients consistently share how our personalized service, prompt support, and reliable coverage gives them peace of mind. From quick claims processing to friendly guidance, we’re honored to be the trusted choice.

We’re here to protect your business, life and much more...

Some of our most
Frequently Asked Questions

What types of insurance do you offer?

We offer car, home, renters, business, and personal liability insurance to help protect what matters most to you.

You can request a quote online, give us a call, or stop by our office. We’ll walk you through the options and find a policy that fits your needs and budget.

Yes! We offer multi-policy, safe driver, home security, and other discounts. Some companies will also give you a discount for setting up automatic payments. Ask us how you can save.

Yes, if you have your home and auto policies with the same company you will receive a multi-account discount on both. 

Call our office during business hours (8:30am – 4:30pm). After business hours, locate the claims department phone number on your policy.

No. Some companies like American Safety Council offer online classes. Here is a link: www.newyorksafetycouncil.com

You can either give our office or the company a call, or access your policy online. We can also put your policy on auto-pay plan so you don’t have to worry about missing a payment.

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