Founded in 1938 by Louis Fronczak on the East Side of Buffalo, our agency has grown through four generations into a trusted, independent insurance provider. Now based in West Seneca, NY, as a family-owned business with deep local roots, we take pride in helping our neighbors protect what matters most.
From providing competitive homeowners insurance quotes to assisting with auto policy changes, our focus has always been on delivering exceptional, personalized service. We believe in building lasting relationships with our clients—offering the same dependable guidance and support that has defined our agency for over 85 years.
Here at The Fronczak Agency, Inc. your peace of mind is our priority.
Our insurance agency was founded by Louis Fronczak with a vision to serve the community with honesty, integrity, and personal attention. Under his leadership, the agency built a solid foundation of trust and reliability.
In 1965, Louis passed the reins to his son, Gene Fronczak, who continued to uphold his father’s values while guiding the agency through nearly 25 years of service and growth. Gene’s tenure from 1965 to 1989 was marked by a strong commitment to clients and a reputation for excellence in the industry.
Following Gene’s passing in 1989, his son William (Bill) Fronczak stepped in to lead the agency. Bill has continued the proud family tradition, expanding the agency’s offerings while maintaining the personalized service that has always set us apart.
Today, the next generation has joined the team with Bill’s son, Alex Fronczak, serving as an agent and continuing the family’s legacy of dependable, client-focused insurance solutions.
With decades of experience across four generations, our agency remains committed to protecting what matters most to our clients—yesterday, today, and for generations to come.
Louis E Fronczak
Eugene L Fronczak
Learn More
Protects your home, your belongings, and your liability — giving you peace of mind if the unexpected happens.
Get a Quote TodayLearn More
A safety net that protects you, your finances, and others on the road. Without it, a single accident could cost you thousands—or even hundreds of thousands—of dollars.
Get a Quote TodayLearn More
Protection for your personal property, temporary living expenses, and personal liability.
Get a Quote TodayLearn More
Learn More
While your condo association likely has insurance, your individual unit requires its own coverage—protecting everything from the floors and ceilings to your personal belongings.
Get a Quote TodayLearn More
Offers you the peace of mind whether you’re on the road or parked at a campground.
Get a Quote TodayLearn More
Protection for you and your ride when you’re on the trails or roads.
Get a Quote TodayLearn More
If you're cruising, fishing, or docking; protect yourself from the unexpected accidents, weather events, and legal risks.
Get a Quote TodayLearn More
Protect your valuables from theft, accidental loss, and damage.
Get a Quote TodayLearn More
Fills a critical gap left by the standard homeowners policies. Smart investment to avoid massive out-of-pocket expenses from water damage.
Get a Quote TodayLearn More
You've planned for your big day and want it to go well. Ease your concern of the unexpected by getting coverage to protect your wedding or special event.
Get a Quote TodayWe take pride in protecting what matters most to our community. Don’t just take our word for it—our clients consistently share how our personalized service, prompt support, and reliable coverage gives them peace of mind. From quick claims processing to friendly guidance, we’re honored to be the trusted choice.
Mark F07/07/2025Trustindex verifies that the original source of the review is Google. Bill and Alex always go the extra mile to make sure all questions are answered, and they are looking out for your best interest. I would definitely recommend the Fronczak Insurance Agency. Stephan Pepper02/04/2025Trustindex verifies that the original source of the review is Google. Bill and Alex have always taken great care of our family. Always finding us the best deals with the most coverage. Sean Donovan24/10/2024Trustindex verifies that the original source of the review is Google. Alex and Bill have always been excellent for myself and my family. When it was finally time for me to move off my parents policy, Alex worked tirelessly to find me the best rates possible. Cara Pace23/10/2024Trustindex verifies that the original source of the review is Google. Bill has been my insurance broker for the past 27 plus years. He is the most ethical person I have ever encountered hands down. He takes care of every detail, provides the best guidance and makes me feel confident me and my family are protected. Colleen Bready14/08/2021Trustindex verifies that the original source of the review is Google. We have been clients of the Fronczak Agency for over 6 years now. Bill Fronczak has guided us through a couple matters that have come up at our home and he operates his business with integrity and professionalism. Having poor experiences with other agents and insurance companies in the past, we have so much appreciation for the relationship we have now with the Fronczak Agency. Jim Bowen06/08/2021Trustindex verifies that the original source of the review is Google. Bill acts with a high level of professionalism yet is able to “speak my language”. Anytime we have a question or unfortunate circumstance, Bill is on top of it with the best advice and gets the job done. Virginia Bready05/08/2021Trustindex verifies that the original source of the review is Google. Bill Fronczak is fabulous. I always feel as if I am getting the best deal and the best treatment.Google rating score: 5.0 of 5, based on 10 reviews
We offer car, home, renters, business, and personal liability insurance to help protect what matters most to you.
You can request a quote online, give us a call, or stop by our office. We’ll walk you through the options and find a policy that fits your needs and budget.
Yes! We offer multi-policy, safe driver, home security, and other discounts. Some companies will also give you a discount for setting up automatic payments. Ask us how you can save.
Yes, if you have your home and auto policies with the same company you will receive a multi-account discount on both.
No. Some companies like American Safety Council offer online classes. Here is a link: www.newyorksafetycouncil.com
You can either give our office or the company a call, or access your policy online. We can also put your policy on auto-pay plan so you don’t have to worry about missing a payment.